Whether you're a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, Roberto can help you before you ever make an offer on a property. Roberto can sit down with you and look over your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic.There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. Roberto will help you consider all your options so you can concentrate on making the best decision for your needs.The financial aspects of home buying can be stressful and overwhelming—but they don't have to be, not with a trained and caring professional like Roberto in your corner. Roberto has 25+ years of experience in the mortgage industry. Prior to joining American Portfolio Morgage, he served in various leadership roles with Fortune 150 companies. He is bi-lingual, with oral and written fluency in Spanish. He is the 2021-2022 President for MBA of South Florida (Mortgage Bankers Association) and was the 2019 Chapter President for NAHREP (National Association of Hispanic Real Estate Professionals). Roberto earned his MS in Management from National-Louis University and his BA in Sociology from Northern Illinois University. Roberto resides in Miami with his wife Lisa and their 4 boys. Roberto enjoys attending Miami Dolphins football games, scuba diving and golf.