How To Get a Loan

Once you select me to secure your home mortgage loan, you'll be amazed at how quickly and simply the mortgage process moves.  Before you know it, you'll have a mortgage that suits your lifestyle, fulfills your financial needs, and saves you money.

Throughout your loan-application process, I provide you with regular updates. You can also e-mail me with questions or new information. And if you want assistance, I'm just a phone call away.

Here's an overview of your loan-application process

STEP ONE -- Apply Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through this website. To get started, simply select an application from the list found on the left.

At the appropriate time we'll order a property appraisal for you.


STEP TWO -- Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.

American Portfolio Mortgage and I will coordinate with the escrow team and you'll sign the final papers at their office.

Simple, Straightforward, Cost Effective, and FAST!


*Please Remember:   During the time prior to you making Mortgage Application and then throughout your entire Mortgage Process it is extremely important that you know and follow my "Credit Do's and Don'ts" found here on my website.  

Heed my suggestions and directions and you will navigate your Mortgage Application and Mortgage Process much more smoothly and quickly.